Smartiway - the fastest and affordable financing service with the most convenient Application.
Smartiway is:
1. Getting financing from your smartphone – Smarti Credit Line
2. Transfer money from card to card *
3. Top-up mobile number *
* coming soon
FAQ:
► What is the maximum credit line limit?
Up to 150’000 UAH in several tranches.
► What is the term of the credit line?
The maximum period is twelve months including extensions (365 days).
The minimum period of the credit line is 6 months (180 days) however in accordance with the current legislation of Ukraine, clients always have the opportunity to close the credit line ahead of schedule.
At the same time, the client always also has the opportunity to extend the credit line any period without any restrictions but limited up to 12 months (365 days).
To apply for the extension, a client needs to pay only the accrued interest.
An extension can be applied for even in arrears.
Top up – increase of the credit line limit.
► Interest rate
The average annual rate is 183%.
The maximum annual rate can be up to 435%, taking into account late penalty fee.
An example of calculating the interest rate:
- upon receipt of the first tranche in the amount of 10 000 UAH for a period of 180 days and a monthly repayment in the amount of UAH 1 684,21, the total cost of the credit line will be UAH 10 105.26, (6 payments of UAH 1 684.21), including: interest on the principal – UAH 105.26 or 1.05% of the principal, АPR - 3.65%;
- upon receipt of the subsequent tranche in the amount of UAH 10 000 for a period of 180 days and monthly repayment in the amount of UAH 3 174.69, the total loan cost will be UAH 19 174.13 (6 payments of UAH 3 174.69), including: interest on the principal - UAH 9 174.13. or 91.74% of the loan amount, АPR - 273.75%.
► What are the limitations?
Minimum age of 18 years old as per local legislation of Ukraine.
Maximum period of the credit line is 12 months (365 days).
► Security:
Smartiway cares about the security of its customers, so all data is protected according to the global PCI DSS security standard developed by VISA and MasterCard.
This is the safest way to get a credit without delay.
Company address:
10, Mykhaila Maksymovycha str.
Kyiv, Ukraine
03022
Smartiway is an Android Finance app developed by smartiway ukraine llc and published on the Google play store. It has gained around 1059956 installs so far, with an average rating of 4.0 out of 5 in the play store.
Smartiway requires Android with an OS version of 4.2 and up. In addition, the app has a content rating of Everyone, from which you can decide if it is suitable to install for family, kids, or adult users. Smartiway is an Android app and cannot be installed on Windows PC or MAC directly.
Android Emulator is a software application that enables you to run Android apps and games on a PC by emulating Android OS. There are many free Android emulators available on the internet. However, emulators consume many system resources to emulate an OS and run apps on it. So it is advised that you check the minimum and required system requirements of an Android emulator before you download and install it on your PC.
Below you will find how to install and run Smartiway on PC:
If you follow the above steps correctly, you should have the Smartiway ready to run on your Windows PC or MAC. In addition, you can check the minimum system requirements of the emulator on the official website before installing it. This way, you can avoid any system-related technical issues.
| Smartiway APK 1.60 | 1.60 |
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